Why you need a specific tool, not a generic tool
To clean a carrot, you can use a usual knife to cut everything else and just scrub it until the carrot is clean. Or you can use a particular knife and have every carrot you ever decide to cook perfectly clean smooth and fast. The choice is yours.
Simple Home Budget is very simple (but still very useful) and small application. You may use Excel or Open Office or another spreadsheet program to track your finances. So did we! Our first expense tracker was an Excel file, and it lived with us for few months, until we decided to create small and useful tool Simple Home Budget to the routine excel work from us.
A generic spreadsheet application is designed to help with anything related to numbers, tables, total calculations, etc. You are the main part of your budget routine.
Do a simple exercise – track how much time per month you spent managing your finances. Multiply this time by your rate per hour. Now multiply this number by 12. This is the cost of your time managing your finances per year. Now try the same with Simple Home Budget and see how much time you spent for one month. Get the difference. Use a small fraction of this difference to buy Simple Home Budget.
Specific features to manage finances
Simple Home Budget has many simple and useful features designed to help you manage your finances without much distraction:
- Automatic monthly view (no need to create new spreadsheet every month)
- Recurring transactions that create transactions for your based on different schedules
- Expected income and expenses based on different recurring schedules (your budget without budgeting)
- Running total
- Self-learning (in assigning categories) import from your bank statements
Download and try Simple Home Budget for free for 40 days and decide which way is easier and cost less for you.