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MJ's Software, LLC
Simple Home Budget Software

 

 

This Simple and Easy to use budget software lets you create a budget that helps you make logical spending decisions. The Simple Home Budget software can tell if you’re able to afford the next big purchase such as a new home, car or your next vacation.

 

This software will also help you keep track of spending and lets you know how much Uncle Sam is taking out of your pocket.  This Simple and Easy to use software will help you understand your debt to income ratio and can help you pay off your debts sooner then you could without this Simple and Easy software.

 

We also offer a Simple Business Budget for new business owners who are not sure how much it will take to get their business up and running.  This budget making software can give you a Weekly, Biweekly and Monthly view of your income and expenditures.

Stop walking around financially blind; let this easy to use software help you open your eyes to financial freedom.

 

MJ's Software provides a budget for your homeowners’ needs as well as a Small Business Budget.  The Small Business Budget helps you understand what it will take in Dollars and Cents to get your business started on the right track.  Both of these products will let you budget for as long as you like and as detailed as you like. Continue to review this website to see which of our products will best meet your needs.

 Just some of the information that this budgeting software provides.

 

 

Debt to Income Ratio

  

When determining your ability to qualify for a mortgage, a lender looks at what is called your "debt-to-income ratio".  A debt-to-income ratio is the percentage of your monthly income that you spend on debt. The Simple Home and/or Business Budget can help you estimate your "debt to income ratio".

 

  

Projecting your Expenditures

  

Prospective homebuyers must answer many questions, but the first is always "How much home can I afford?"  With this software you can determine exactly how much you can afford and also determine the best time financially for you to buy.

 

  

Track your Spending

 

Know exactly where your money is going.  This software will help you understand your spending habits.  Keeping track of your past spending habits will help you put together more accurate future budgets.                                    

  

 

Financial Awakening!

 

Do you know how much you have left over after each paycheck?  With this software you will know exactly how much money you have available each month to pay yourself as well as pay down your debt and be on your way to financial freedom.

 

  

Graphs and Reports

 

There are comprehensive reports and graphs that give you a view of your current and future finances.  A picture is worth a thousand words.

 

*Educating our Youth*

  

This simple and easy software can also be a great tool to teach your children about their finances.  Let them create their own budget based on their allowance or part-time job. To get them started on the right foot; set a good example and help them learn financial responsibilitly. This is also a great gift for parents that are sending their kids off to college.

 

  

What if Scenarios

  

With either of these budget programs you are able to do "What if Scenarios", for example what if, I get that raise, can I afford that new car? What if my wife takes off work for 6 months? Or the all dreaded "what if I lose my job, can I still afford my monthly expenditures with just one income?  All of these questions and more can be answered with this eye opening software.

  

 

Easy to Understand Instructions 

 

The comprehensive documentation that is included with your purchase will give you step by step instructions for creating a budget that is tailored to your unique situation.  Simply click help on the menu or F1 on any screen and it will walk you through each step or give you detailed information about the screen you are working on.

 

  

All Budgets are password protected

 

The simple home budget can be used by the entire family.  Each user has a user name and each budget is password protected.  Create as many budget as you like.

   System Requirements: PC Running Windows OS 95/98/NT/Me/2000/XP with 6MB free hard drive space and a CD Rom Drive.